Digital Payments Spain: Understanding the challenges, opportunities and key players in Spain's digital payments market.
Spain's banks are among the most digitally advanced in Europe and are leading the digital payments push in the country. Perhaps as a consequence of this, there are few payments related startups of significance emerging in Spain. As in all European countries, PSD2 will open up competition in payments; however Spanish banks appear well placed to preserve their market position.
Digital Payments Spain — the third report in Lafferty's Digital Payments Research Service series — shines a light on culture and regulation, digital readiness, and market players and landscape, to help payments professionals to understand Spain's payments market.
Regulations and payments infrastructure: including an overview of the key regulatory bodies and their responsibilities, potential solutions and disruptions arising from PSD2; plus an explanation of the National Electronic Clearing System (SNCE), SEPA Instant Credit Transfer, and TARGET Instant Payment Settlement (TIPS).
Payments landscape, including:
Digital Payments Spain is essential reading for senior decision-makers in retail banks, payments providers and fin-techs seeking to understand Spain's digital payments industry.
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